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Mortgages

Immobili di Prestigio in association with Mediofimaa can find the loan that is right for you, thanks to the collaboration with the
leading credit institutes.

  • BNL – Gruppo BNP Paribas
  • CheBanca! – Divisione Casa
  • Banco Popolare
  • UniCredit – Banca di Roma

Contact us, you will be able to choose the most suitable financial product for you, based on the forecast of rate trends and your risk
appetite.

CONTACT US TO GET MORE DETAILED INFORMATION.

FLOATING RATE MORTGAGE
The floating rate changes based on the trend of economic indices.
A reference percentage is added as a reference to a percentage called spread that remains fixed throughout the term of the mortgage

WHO IS AIMED TO

– expects a steady or declining trend in the rates market;
– has medium to high income;
– is predisposed to possible variations of rates.

FIXED RATED MORTGAGE

The interest rate is applied at the time of contract conclusion and can not be modified for the entire period of amortization.
In this case, the installments will always be of the same amount.

WHO IS AIMED TO

– wants to know the exact amounts of the installments for the life of the mortgage;
– wish to know in advance the total amount of the contracted debt;
– has a fixed income;
– it has expectations of rising rates

MIXED RATE MORTGAGE

The rate applied in the first part of the mortgage is fixed or variable at customer’s choice.
In the following period the customer may decide to continue with the rate chosen at the beginning or opt for a different choice.

WHO IS AIMED TO

– subscribes to a mortgage during a period of uncertainty on the future performance of rates;
– prefers to postpone the final decision on the rate;
– wants to be able to adjust the mortgage rate to future market conditions.


Credipass